Savings For Everyone
Open an account for only $5.00 and become a member-owner! For a limited time, when you open an account using the promo code FreshStart, we'll deposit $50.00 into your account after it's been open and active for 90 days!*
Regular Savings
This is our basic dividend earning savings account with only a $5.00 minimum balance.
Jump Start Savers Account
No matter how young, it’s great to teach your kids about the value of a dollar. Start building smart saving habits with TFCU’s Jump Start Savers Account.
Club Accounts
Save for the holidays or your next adventure. Our Club accounts are a great way to set your goals and excellent for automatic transfers or payroll deductions.
- Minimum balance required $0.01
- Earn dividends
Money Markets
Earn higher dividends than regular savings.
- A Minimum balance of $1,000.01 is required to open this account and earn dividends.
- Unlimited in-branch transactions.
IRAs
We offer two types of Individual Retirement Accounts (IRA’s) so you can choose the plan that’s right for you.
Traditional or Regular IRAs
- Contributions may be deducted from your federal income taxes
- Your balance and earnings are taxed when you withdraw your funds**
Roth IRAs
- Contributions may be deducted from your federal income taxes
- Allows you a tax-free withdrawal under certain circumstances***
Certificates
Open a share certificate or IRA Certificate for higher annual dividends rates compared to a Savings Account.
- Flexible terms ranging from 180 days to five (5) years
- Low minimum opening deposit
- Longer terms earn higher dividends
- Monthly dividends can be compounded or transferred to another account
*Offer valid for New Members only. New membership must include savings & checking accounts, debit card, online banking registration and eStatements. Valid on accounts opened between July 1, 2024 – September 30, 2024 using the FreshStart promotional code online or mentioning the promo code to a Member Advocate in person. Members will receive the $50.00 deposit by the end of the month following the month in which the account has been opened for 90 days. This Credit Union is federally insured by NCUA.
**See your tax advisor for details. Free access to all Online and Mobile Banking services including apps